3 Bureau Merged Credit Report

Each of the three national credit reporting agencies (Equifax, Experian [formerly TRW] and Trans Union) are independent of each other and do not share information. Therefore what is on one report may or may not be on another.

While a single bureau report is a file that represents the data from just one credit bureau, a 3-in-1 merged credit report is a credit report that includes data from all three credit bureaus (Equifax, Experian [formerly TRW] and Trans Union). When determining your ability to pay back a loan, many lenders examine your 3-in-1 Credit Report

To get your full credit picture, especially when you order your credit report for the first time or you're going to get a loan in the next six months, it's better for you to get your 3-in-1 credit report and compare data from Equifax, Experian (TRW), and Trans Union side-by-side.

Some credit reporting companies generate your credit report with easy-to-understand color coding, Click here to see a sample 3 bureau merged credit report.

You can order a copy of your 3-bureau-merged credit reports from one of the following services:

Home | Equifax credit report | Experian credit report | Trans Union credit report | TRW credit report |
Credit Score | Low Interest Loan | Credit Card Debt Consolidation | Credit Repair